The global health institutions have proclaimed an epidemiological pandemic as a global exigency outbreak
that has negatively impacted the global nations and countries. Based on this, the study investigates covid-19
epidemiological pandemic and insurance productivity in Nigeria during two years (2020 and 2021). The employment of
after-the-fact design is established from second-party data sourced through annual financial reports and NCDC reports
from 2020 to 2021. Multivariate ordinary regression statistics would be used to examine and analyze through the
establishment of a quasi-experimental design. The findings from the first model have shown an insignificant positive
relationship between return on capital employed by active epidemiological patients, recovered epidemiological patients
and death of epidemiological patients by Nigerian insurers. However, the second model showed contrary findings. The
active and death COVID-19 patients have a negatively insignificant relationship with return on assets to insurance
companies in Nigeria but recovered COVID-19 patients have an insignificant positive relationship with insurance
companies in Nigeria. It is recommended that a vital responsibility in minimizing the negative consequences and
impacts of epidemiological diseases is played by economic digitalization investment and technological advancement.
However, e-commerce relationship marketing as well as brand loyalty on potential and existing policyholders and
insurers can get what they want at any point in time.